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Does A Credit Card Charge-Off Affect My Credit?

April 24, 2010

Many people are under the impression that when a debt has been charged-off that it’s been canceled by the creditor. This is the furthest thing from the truth. The fact remains you're still responsible for paying off the debt. And although you are [ ]...
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Top 10 Credit Card Mistakes

April 23, 2010

Many of us who have a credit card have never been taught the do’s and dont’s of owning a credit card. Some of it might seem like common sense but you would be surprised at what many people don’t really know about credit card ownership. [ ]...
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Sub-prime Home Loans Could Help Those With Bad Credit

April 17, 2010

You have just seen the home of your dreams but you've had credit problems. The ability to find home loans with bad credit can be difficult but not impossible. Previous to 1990 if you did not qualify for a FHA or VA home mortgage it was very hard to [ ]...
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Some Credit Card Companies Are Increasing The Minimum Monthly Payment

April 17, 2010

You probably heard about the current changes Chase made regarding its 3% increase in their monthly minimum payment for certain credit cardholders.   While you might not own a Chase credit card that does not mean it cant affect you soon. More credit card [ ]...
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What Is A Bad Credit Home Loan And How Do I Get One?

April 10, 2010

A "bad credit home loan" is a loan that one can get despite having a bad credit rating. Many lenders offer a bad credit home loan knowing fully that their loan is secure, since it is taken on mortgage of your home. A bad credit home loan is an instrument [ ]...
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A Few Tips On Getting An Instant Unsecured Cash Loan

April 3, 2010

Unsecured cash loans are taken when the borrower does not have a property to secure the debt. These loans usually have higher interest rates and are considered high-risk loans by lenders. This day with various funding organizations, banks and financial [ ]...
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The Top Ten Actions That Can Hurt Your Credit Score

April 3, 2010

In a nutshell, your credit score represents your financial grade so to talk. It basically shows how well you have managed your credit. This magic number is how creditors and lenders decide if you're worthy to receive credit or a loan.  Here is a list [ ]...
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Can Bad Credit Affect Getting A Home Equity Line Of Credit?

March 27, 2010

Bad credit can increase the difficulty that a homeowner encounters when seeking a home equity line of credit. Bad credit can be the reason for a poor credit score. What is a credit score? The credit score varies between the values of 300 and 850. [ ]...
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Tips On How To Rent An Apartment With Bad Credit

March 27, 2010

Renting an apartment or home can be tough if you've bad credit. Most landlords and apartment complexes will check your credit to decide whether or not you are a good candidate to rent to. Different landlords have different credit requirements. Some might [ ]...
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