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The Straight Facts About A Home Equity Loan

May 1, 2010

In simple terminology, a home equity loan is a loan taken against your house. A home equity loan is also called a mortgage or a second mortgage. Another synonym for home equity loan is equity release schemes. While taking a home equity loan you're [ ]...
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Tips On How To Apply For A Credit Card With No Credit History

May 1, 2010

Its odd that not only will bad credit work against you when applying for a loan or a credit card, but no credit will too.This doesn't seem fair right? But this is the way things work in the complicated world of consumer credit. Lenders are cautious about [ ]...
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Don’t Fall for iPad Credit Card Scams

April 27, 2010

If you want the new iPad, but don’t want to pay $499 for it, those Facebook ads about an iPad beta test or a iPad contest prize might sound attractive. The ads claim you can get a free iPad and all you've to do is give out your credit card number [ ]...
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Watch Out for Unauthorized Charges From iTunes

April 27, 2010

A MyFox New York story that was posted last year warned about fraudulent credit card and check card charges that appear to be from iTunes. Apparently many people are still falling victim to this scam. The first signs of the fraud include charges or pending [ ]...
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Some Creditors Are Hiding the True Cost of Credit

April 26, 2010

Credit card issuers are now required to include credit card repayment time and cost on the front of your billing statement, but they might be trying to skirt that new requirement. Credit card issuers are now required to give a minimum payment warning [ ]...
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Resources from the National Foundation for Credit Counseling

April 26, 2010

The National Foundation for Credit Counseling (NFCC) offers free and paid resources for consumers dealing with debt, credit issues, and foreclosure. Keys to Homeownership, $15.95, discusses the home buying and paying your mortgage. Better Fortunes, $15.95, [ ]...
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Smart Ways To Spend Your Tax Refund

April 24, 2010

An income tax refund can never come at a bad time. The only hard thing about getting free money is deciding how to spend it. You could always blow it on some gadget you’ll forget about in a month. Or, you can spend your tax refund on something that'll [ ]...
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Why Use A Credit Card When There Are Alternatives

April 24, 2010

Are you one of those people who only ever got a credit card for the convenience of being able to pay without cash, or because you weren’t aware of any other easy way to borrow money? Millions of us are, thanks to tons of advertising by the credit card [ ]...
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The Statute of Limitations On Debt Can Help Debtors Avoid Paying Creditors

April 24, 2010

Many people in debt can attest to the fact that they get countless calls and letters from collectors looking for money. Your debt can get tossed around from one collector to another. So when does the cycle ever stop? Debts have a statute of limitations [ ]...
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