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There many factors you should think about before making the decision to add more debt to your current financial situation. Above all you should begin with the following prerequisites before you get that new credit card or car loan:
Make sure adequate [ ]...
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With all the hype behind raising credit scores these days, it seems more and more people are trying anything they can to help raise their credit score. After all, a higher credit score means lower interest rates and lower payments, which ultimately means [ ]...
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Bad credit can be stressful and costly. As hopeless as the situation might seem, bad credit won’t last forever. Here are 10 things you can do right now to start to improve your credit score.
1. Stop using your credit cards
In a bad credit situation, [ ]...
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Congress is considering moving up the effective date of the new credit card rules from February 22, 2010 to December 1 this year. But, according to Boston Herald, Federal Reserve Chairman Ben S. Bernanke has warned Congress that moving up the rules could [ ]...
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Statistically speaking many Americans have too much credit card debt and its only getting worse in our current economy. The truth is we spend what we don't have and the simple thing to do when we are in a bind is to whip out the credit card, right? So [ ]...
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Credit card companies are notorious for increasing interest rates. By law credit card issuers have to send you 15 days notice before increasing your interest rate. What you might not know is you dont always have to accept the higher rate. Here [ ]...
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Are you in the habit of not paying your credit card bill on time? Sure missing your due date by one or two weeks may not seem like a large deal but to your creditors it certainly is. You credit card company probably wont even call you to tell you you're [ ]...
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You pay the minimum on your credit cards and it still seems like you will be paying on them forever. You feel like a sinking ship. It seems more you try to pay on your credit cards and debts the more interest and late fees the creditors tack on. This [ ]...
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You came up short on the rent this month and have been seeing those tv ads about payday loans. Sounds simple enough, right? Well if you are thinking about taking out a payday advance loan here is a real life case study that may help you avoid the common [ ]...
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