Federal Reserve Chairman Says Moving Up Credit Card Rules Might Hurt Consumers

Congress is considering moving up the effective date of the new credit card rules from February 22, 2010 to December 1 this year. But, according to Boston Herald, Federal Reserve Chairman Ben S. Bernanke has warned Congress that moving up the rules could [ ]... Read More >>

The Statute of Limitations On Debt Can Help Debtors Avoid Paying Creditors

Many people in debt can attest to the fact that they get countless calls and letters from collectors looking for money. Your debt can get tossed around from one collector to another. So when does the cycle ever stop? Debts have a statute of limitations [ ]... Read More >>

Why Use A Credit Card When There Are Alternatives

Are you one of those people who only ever got a credit card for the convenience of being able to pay without cash, or because you weren’t aware of any other easy way to borrow money? Millions of us are, thanks to tons of advertising by the credit card [ ]... Read More >>

Smart Ways To Spend Your Tax Refund

An income tax refund can never come at a bad time. The only hard thing about getting free money is deciding how to spend it. You could always blow it on some gadget you’ll forget about in a month. Or, you can spend your tax refund on something that'll [ ]... Read More >>

Getting The Best Student Consolidation Loan After Graduation

In American society, as well as many others, a college education is one of the cornerstones of moving from childhood to adulthood. Many of us even continue our higher education well into adulthood. A college education is deemed valuable as it provides [ ]... Read More >>

How To Cut Credit Card Debt Once And For All

Statistically talking many Americans have too much credit card debt and its only getting worse in our current economy. The truth is we spend what we don't have and the easy thing to do when we are in a bind is to whip out the credit card, right? So how [ ]... Read More >>

Resources from the National Foundation for Credit Counseling

The National Foundation for Credit Counseling (NFCC) offers free and paid resources for consumers dealing with debt, credit issues, and foreclosure. Keys to Homeownership, $15.95, discusses the home buying and paying your mortgage. Better Fortunes, $15.95, [ ]... Read More >>

The Top Ten Actions That Can Hurt Your Credit Score

In a nutshell, your credit score represents your financial grade so to talk. It basically shows how well you have managed your credit. This magic number is how creditors and lenders decide if you're worthy to receive credit or a loan.  Here is a list [ ]... Read More >>

Sub-prime Home Loans Could Help Those With Bad Credit

You have just seen the home of your dreams but you've had credit problems. The ability to find home loans with bad credit can be difficult but not impossible. Previous to 1990 if you did not qualify for a FHA or VA home mortgage it was very hard to [ ]... Read More >>

How Late Credit Card Payments Affect Your Credit

Are you in the habit of not paying your credit card bill on time? Sure missing your due date by one or two weeks might not seem like a large deal but to your creditors it certainly is. You credit card company probably wont even call you to tell you you [ ]... Read More >>

Tips On How To Rent An Apartment With Bad Credit

Renting an apartment or home can be tough if you've bad credit. Most landlords and apartment complexes will check your credit to decide whether or not you are a good candidate to rent to. Different landlords have different credit requirements. Some might [ ]... Read More >>

Watch Out for Unauthorized Charges From iTunes

A MyFox New York story that was posted last year warned about fraudulent credit card and check card charges that appear to be from iTunes. Apparently many people are still falling victim to this scam. The first signs of the fraud include charges or pending [ ]... Read More >>

Getting The Best Mortgage Loan May Be One Mouse Click Away

If you are getting ready to buy a home then you are certainly shopping for a mortgage from a variety of different lenders. This is important because when you have more than one mortgage quote you can compare the different lenders and find the one that's [ ]... Read More >>

The Benefits Of Obtaining A 30-year Home Loan

It used to be the first choice of most borrowers, because since the total payments are spread over a longer period of time with the interest rate set for the entire time of the mortgage. 30 year home loan rates are an industry standard but is it the right [ ]... Read More >>

The 6 Worst Things To Have Appear On Your Credit Report

Everyone at some point has made a mistake when it comes to their credit. Whether it was intentional or accidental, some mistakes are so detrimental you would never want them to appear on your credit report.  Future creditors and lenders use your credit [ ]... Read More >>