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How Late Credit Card Payments Affect Your Credit

July 17, 2010

Are you in the habit of not paying your credit card bill on time? Sure missing your due date by one or two weeks might not seem like a large deal but to your creditors it certainly is. You credit card company probably wont even call you to tell you you [ ]...
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Ten Step Guide To Buying Your First Home

June 19, 2010

Buying your first home can be very exciting and perhaps even overwhelming. There are many things you need to know before you take the plunge of homeownership. Buying a home will depend on real estate laws and customs where you're located but there are [ ]...
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Direct Student Loan Consolidation May Help Young People Keep Good Credit

May 29, 2010

Student loans are two-edged swords. Without them, you couldn’t pay for that degree you worked so hard for. On the other hand, without them, you might actually get to keep the amount you pay out each month for yourself. You might get to pay your other [ ]...
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Bad Credit Pay Day Loans - Good Deal Or Buyer Beware?

May 15, 2010

Bad credit payday loans sound like the answer consumers with bad credit have been looking for? It sounds to good to be true. So is there any harm in getting a payday loan? Lets check some of the facts before we get too excited. Why Use A Payday Loan? Some [ ]...
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Top 10 Credit Card Mistakes

April 23, 2010

Many of us who have a credit card have never been taught the do’s and dont’s of owning a credit card. Some of it might seem like common sense but you would be surprised at what many people don’t really know about credit card ownership. [ ]...
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The 6 Worst Things To Have Appear On Your Credit Report

March 20, 2010

Everyone at some point has made a mistake when it comes to their credit. Whether it was intentional or accidental, some mistakes are so detrimental you would never want them to appear on your credit report.  Future creditors and lenders use your credit [ ]...
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10 Steps To Improve Your Credit

March 8, 2010

Bad credit can be stressful and costly. As hopeless as the situation might seem, bad credit won’t last forever. Here are 10 things you can do right now to start to improve your credit score. 1. Stop using your credit cards In a bad credit situation, [ ]...
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